11.1) By 2030, ensure access for all to adequate, safe and affordable housing and basic services, and upgrade slums
Mahindra Rural Housing Finance teamed up with Business Call to Action in 2012 to help provide home loans to under-served rural and semi-urban consumers in India. Mahindra has designed home loans specifically for rural customers. Interest rates are fixed rather than variable, which makes them easy to understand, and loans are coupled with life and property insurance. Moreover, Mahindra provides customers advice on how to approach the local government to acquire documentation and even accompanies customers in order to guide them through the process. Mahindra is also committed to hiring and training personnel from rural areas of India, creating job opportunities. In 2014-2015, Mahindra served more than 81,000 new customers, 75 percent of co-applicants being women. And since 2007, Mahindra has provided over 250,000 home loans in rural India. As of March 2014, it had also created more than 3,000 jobs. Mahindra estimates that its loans have benefited more than 1 million people. These loans have allowed 25 percent of clients to provide proper sanitation facilities in their homes, improving the health and wellbeing of their families. Women are particularly empowered by their inclusion as co-applicants for loans. Mahindra will continue to expand operations in the current States where it operates while also looking at expanding operations to new States depending on their potential for rural housing finance.
In January 2012, the housing social enterprise ¡Échale! a tu Casa joined the Business Call to Action with a commitment to provide US$3 million in microfinance lending in order to help 25,000 families with minimum wage of under US$5 per day to finance the construction of their houses by 2017. And through an assisted self-building program, communities are trained with the appropriate technical capacities to build their own homes. By harnessing innovations in construction technology and finance, the company has streamlined the self-build process: 30,000 houses have already been built and more than 150,000 home improvements made in Mexico alone. The microfinance initiative will allow an additional 1,500 homes to be built and 6,000 home improvements made, which would not have been possible without affordable financing. The technology has also been exported to Belize, Egypt, Haiti, Nicaragua and the United Arab Emirates. Houses built through ¡Échale! are also environmentally sustainable as they are constructed of earth blocks and all are equipped to harvest rainwater, reducing the use of municipal water by 20 per cent. Additionally, there are significant social impacts in participating communities, including creation of five temporary jobs for each house that is built. ¡Échale! estimates that 200,000 people have gained temporary employment for the duration of the construction process.
Dow has partnered with Habitat for Humanity International for more than 33 years, becoming Habitat’s first national corporate partner in 1983 and expanding support internationally in 1993. Dow’s commitment to Habitat includes financial, product and volunteer contributions. In 2015, more than 1,700 volunteers contributed 10,160 hours to serve 279 families in 33 communities around the world. In North America, 3,865 homes benefitted from Dow Building Solutions product donations. As an international partner, Dow has supported the construction of more than 49,000 homes – helping families live in decent, affordable housing in 30 countries worldwide including North America, Africa, Latin America, Asia, the Middle East and Europe.
11.2) By 2030, provide access to safe, affordable, accessible and sustainable transport systems for all, improving road safety, notably by expanding public transport, with special attention to the needs of those in vulnerable situations, women, children, persons with disabilities and older persons
As the world's leading cities rapidly grow, they face increasing strains. Through an initiative called “Citi for Cities,” Citi partners with governments, businesses and communities to identify and implement innovative solutions that help cities thrive during this period of unprecedented urban transformation. For example, the state of transportation and mobility within the City of Panama has historically been characterized as inefficient and marked by congestion, road insecurity, and inadequate infrastructure. As a solution to this long-standing issue, the Government of Panama prioritized the construction of a mass transit system for the City of Panama. Citi helped to raise $862 million to help finance the Panama Metro, Central America’s first urban rail system. In addition, Citi worked with the local government to enhance its existing social programs to ensure that any economic displacement of local businesses was mitigated and managed in line with international standards. The Panama Metro has already reduced some workers’ commute times from two hours to a little more than 20 minutes and it transports 30,000 commuters per hour—a figure expected to rise by a third over the next two decades.
Since 2013 Pirelli has participated in the Sustainable Mobility Project 2.0 of the World Business Council for Sustainable Development, contributing, together with other international companies from different sectors (from automotive to oil & gas and ICT), to providing sustainable mobility solutions that foster universally accessible, low environmental impact urban mobility. This commitment is also supported by Cyber Fleet™ technology, which the Company first presented in 2012. This system automatically measures tire pressure and temperature, making it possible to reduce fuel consumption by simultaneously maximizing efficiency in tire maintenance. These features offer significant advantages in terms of reduction in CO2 emissions.
11.3) By 2030 enhance inclusive and sustainable urbanization and capacities for participatory, integrated and sustainable human settlement planning and management in all countries
11.4) Strengthen efforts to protect and safeguard the world’s cultural and natural heritage
11.5) By 2030 significantly reduce the number of deaths and the number of affected people and substantially decrease the economic losses relative to GDP caused by disasters, including water-related disasters, with the focus on protecting the poor and people in vulnerable situations
11.6) By 2030, reduce the adverse per capita environmental impact of cities, including by paying special attention to air quality, municipal and other waste management
Goal 11’s ambition is to ensure cities are inclusive, safe, resilient, and sustainable for future generations. In most cities, business already has some involvement at an infrastructure level. But in every case there’s more to give, with initiatives such as food surplus, small community grants and volunteering time of colleagues and customers ready to be activated by local people. Neighbourly is a digital match-maker that works with businesses to connect their expertise and resources to address many Goal 11 targets. For example, Neighbourly has connected all 560 Marks and Spencer stores in the UK to homeless charities, foodbanks, and schools in order to redistribute food surplus. In its first 6 months this programme’s environmental impact has been to save over 240 tonnes of food from landfill and reduce CO2 output by 120 tonnes. But more importantly it’s provided over 340,000 meals to vulnerable local people who would otherwise go hungry.
11.7) By 2030, provide universal access to safe, inclusive and accessible, green and public spaces, in particular for women and children, older persons and persons with disabilities
Means of Implementation
11.a) Support positive economic, social and environmental links between urban, peri-urban and rural areas by strengthening national and regional development planning
11.b) By 2020, substantially increase the number of cities and human settlements adopting and implementing integrated policies and plans towards inclusion, resource efficiency, mitigation and adaptation to climate change, resilience to disasters, develop and implement in line with the Sendai Framework for Disaster Risk Reduction 2015-2030, holistic disaster risk management at all levels
11.c) Support least developed countries, including through financial and technical assistance, for sustainable and resilient buildings utilizing local materials